providing a lifetime of value |

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Early Years (20s-30s)

• Budget analysis​
• Review retirement plan options​
• Career benefit and compensation review​
• Equity compensation analysis​
• Develop income tax planning strategies​
• Plan for a business​
• Insurance risk assessment​
• Develop inheritance plan​
• Planning for major purchases​
• Education fund planning

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​Mid Years (40s-50s)

• ​Integrate financial planning strategies​
• Optimize savings and retirement plans​
• Fund retirement catch-up provisions​
• Review compensation packages​
• Review tax planning strategies​
• Develop business succession plan​
• Conduct insurance review​
• Distribution plan for education funds​
• Review real estate portfolio​
• Plan for health care liabilities​
• Determine elder care needs​
• Establish trust strategies

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​Late Years (60s-70+)

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• ​Develop retirement income strategy​​
• Review funding for passion projects​
• Social Security and Medicare review​
• Implement pension plan strategies​
• Consolidate accounts for effective planning​
• Review tax optimization strategies​
• Implement business succession plan​
• Plan for philanthropic endeavors​
• Review trusts and estate strategies​
• Develop wealth transfer and legacy plan​
• Accomplish your life’s purpose

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ongoing reviews

• Portfolio analysis (throughout the year, every year)
• Debt management (review and manage debt as necessary)
• Risk analysis (continuously monitored)
• Emergency cash pool (revisited every year to make sure it is adequate)
• Annual review of beneficiary assignments, trusted contact, powers of attorney
• Estate planning strategy review (revisited to account for any changes taking place)